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Common Commitment of Care for Problem Gambling

Background and Context

Problem Gambling

The Irish Banking Culture Board (IBCB), together with its member banks AIB, Bank of Ireland and PTSB, has launched the Common Commitment of Care for Problem Gambling. The initiative aims to provide consistent and compassionate support to customers affected by problem gambling, reinforcing the banking sector’s role in tackling this important social issue.

The new framework commits banks to practical measures such as dedicated support phone lines, trained staff, voluntary card blocking, and signposting to trusted external services like Gambling Care and MABS.

Speaking at the event, Marion Kelly, CEO of the Irish Banking Culture Board, said: “Problem gambling can cause serious harm to individuals, families and communities. IBCB member banks recognise their responsibility to respond with compassion and practical support when customers reach out for help.

This Common Commitment of Care ensures that anyone experiencing gambling difficulties will find clear, accessible supports to assistance through their bank. The introduction of a voluntary card block by AIB, Bank of Ireland and PTSB will make an important contribution to those experiencing problem gambling and IBCB calls on other financial services players to put in similar measures”

Voluntary Card Blocking
Member Bank research has identified that 90% of gambling is transacted online with 99% funded via debit cards. The Member Banks now have voluntary card blocking for registered gambling web sites. This safeguard has been welcomed by customers, GRAI and industry stakeholders as a significant step in stopping the financial harm and a platform to restoring wellbeing.
Background

The ESRI in October 2023 estimated that 3% of the adult Irish population (130,000) were struggling with problem gambling. Additionally, another 279,000 adults are exhibiting moderate evidence of problem gambling.

Problem gamblers spend over €1k per month on average, to support their addiction. The CSO confirms the average net monthly income of €2,990 across Ireland.

Other developing trends confirm over 20% of 16 year olds have gambled for money in the last 12 months.

The Common Commitment of Care for Problem Gambling

Common Commitment of Care

Each IBCB Member Bank agrees to provide the following:

Website information

  • Dedicated web page to Problem Gambling
  • Details of all the external supports available to customers


C
ustomer support phone line

  • Phone lines supported by Bank staff
  • Calls will be treated in confidence


Trained
staff

  • Staff have been trained on Problem Gambling with insights into the challenges
  • Customers will be supported by empathetic staff


Voluntary Card Blocking

  • Member Banks provide card blocking from gambling web sites


IT Enhancements

  • Member Banks committed to providing further enhancements to support customers
Customer support phone lines.

Bank

Support phone line to talk about problem gambling

AIB
0818 227 056

Bank of Ireland

0818 200 423

01 250 0423

PTSB

0818 818 721

From abroad: + 353 1 655 0581

For more information on the IBCB’s Common Commitment of Care for Problem Gambling, please visit our website:

www.irishbankingcultureboard.ie/problemgambling/

The IBCB’s Common Commitment of Care builds on its wider mission to enhance trust, fairness and transparency in Irish banking. By standardising the way banks support vulnerable customers, the initiative ensures consistency and reliability, while also directing people towards specialist services such as Gambling Care’s 24/7 helpline and MABS’s free debt and budgeting advice.

The launch reflects a strong commitment by AIB, Bank of Ireland PTSB to support customers impacted by gambling addiction. With collaboration between industry, regulators, government and support organisations, the IBCB and its member banks hope to create lasting, positive change in how problem gambling is addressed in Ireland.

Irish Banking Culture Board
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